Unsecured working capital finance

Get approved for up to $100k in less
than 10 minutes. Breathe easy and get
the funds your business needs to grow.


FlexiCommercial is partnering with Kikka Capital*
- one of Australia’s leading providers of unsecured working capital finance.

  • Pay unexpected or large expenses
  • Fund new sales orders
  • Finance business expansion
  • Take advantage of growth opportunities
  • Finalise key supplier invoices faster
  • Invest in a new marketing campaign
Quick and easy

Quick and easy

Assessed and approved for up to $100k in under 10 minutes.
No paperwork needed.



Obligation-free line of credit.
Only pay for what you use.
Draw as little as $1k at a time.

No upfront fees

No upfront fees

No upfront or
early repayment fees.
Get peace of mind for free.

Line of credit

Line of credit

No security required.
Once approved, funds are available the same day.

How it works

With Kikka’s unsecured working capital finance product you can be approved for up to $100k, but only pay for what you use.

How to apply

It’s a simple 3 step application which takes under 10 minutes to complete and you’ll get a decision instantly. And there’s no obligation to draw on your available credit once you get approved.

Line of credit calculator

Once your line of credit is approved, you can draw down as little as $1k at a time or the whole amount you’ve been approved for. You will only be charged for what you use, and if you pay back earlier than our standard six month term, you’ll save on the total fee.
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Min $1,000
Max $100,000
Min 1 month
Max 6 months
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{{totalfee() | currency:"$":0}} Total fee*
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* Month 1 and 2 fees are based on your credit assessment and range from 2% - 9.75% of the principal. The monthly fee for months 3 to 6 is fixed at only 1%. Quoted amounts are an estimate only and may include GST, are paid monthly & are subject to change. Final payments will be supplied upon approval. Please see product Terms and Conditions for full details.


Don’t just take our word for it. Check out what Kikka’s happy customers have to say.

In the media

Kikka’s flexible product has been featured in a range of media across Australia.